Offers customers value with premiums starting from less than Rs.15/day*
KEY FEATURES OF THE POLICY:
● Single Comprehensive Plan variant with 9 Basic Indemnity Covers and 18 Optional covers
● Premiums starting from less than Rs.15/day
● Entry age: 18-65 years (Adults), and 91 days to 30 years (Children)
● Multiple Sum Insured ranges from INR 3 Lacs to 25 lacs
● Long-term Policy options are available for up to 3 years
● Attractive optional Covers and discount options available
● Seamless digital-only customer journey
● Provides customers flexibility to customise and design their healthcare policy
Mumbai: SBI General Insurance, one of India’s leading general insurers today
announced the launch of a fully customizable digital-only health product ‘Health Edge Insurance’.
The policy offers a single comprehensive plan with 9 basic indemnity covers and 18 optional covers,
allowing customers to design a tailor-made health insurance policy as per their requirements. It offers
customers a convenient and hassle-free experience.
The policy provides multiple sum insured options ranging between INR 3 Lacs to INR 25 Lacs, with
long-term policy options available for up to 3 years. The entry age to purchase the Health Edge plan is
18 years to 65 years for adults and 91 days to 30 years for children.
Health Edge Insurance is a truly digital-only product from SBI General that makes buying health
insurance a user-friendly experience. The entire process right from purchase to claims will be
completely digital and shall require minimal paperwork. Customers can avail services such as
downloading the policy document, premium payment, policy renewal, making a claim and more, from
the comfort of their homes.
The Heath Edge plan comprises of nine in-built covers: In-Patient Hospitalization, Pre-Hospitalization
Medical Expenses, Post-Hospitalization Medical Expenses, Day-Care Treatment, Emergency Road
Ambulance Cover, Bariatric Surgery Cover, Modern Treatment/ Advance Procedures, AYUSH
Treatment and Stay Fit Health Checkup. Insured individuals can also avail of a health check-up for
various preventive tests under the Stay Fit Health Check-up.
Additionally, customers are free to select from 18 optional covers including Domestic Help/ Staff
Indemnity, Hospital Daily Cash, Accidental Death Cover, Unlimited Refill, Critical Illness Cover and
Speaking on the launch, Anand Pejawar, Whole-time Director, SBI General Insurance said, “At
SBI General, we have always been at the forefront of providing customers with simplified and
innovative risk solutions that address the evolving needs of the customers. We launched Health Edge
Insurance with an objective to make health care affordable and available across the length and
breadth of the country. With this product, we are taking a step forward in our journey of innovation,
providing individuals with a comprehensive yet flexible health insurance cover. This empowers our
customers to design a plan of their choice as per their requirements.”
*Premium mentioned is base premium excluding GST for 3 Lakhs Sum Insured of individual policy for the person in age band of 18 to 35 years (with no medical history),
and derived considering annual premium and 365 days in a year
The Health Edge insurance plan includes some noteworthy covers such as the Global Treatment
cover which takes care of the medical expenses incurred towards inpatient care outside India, and
OPD cover which guarantees the medical expenses incurred for allopathic OPD expenses including
Diagnostics and Pharmacy, for both floater and individual policies.