In daily life, we use all the necessary things. We are not aware of the free facilities available on them. Life insurance up to Rs 5 lakh is available on the debit card.
New Delhi. Nowadays, most people invest in insurance policies. Life insurance gives you a security cover that provides financial support in case of any untoward incident. However, you get the benefit of any life insurance policy only when you pay the premium for it.
But do you know that you can also get this insurance absolutely free of cost? We use all the necessary things in daily life, but we are not aware of the free facilities available on them.
We all use many things in our everyday life, invest in many schemes, but most of us do not know what facilities are available on these. Today we will tell you about those things on which you get the facility of free insurance.
Debit Card
Nowadays, almost everyone has a debit card, but very few people know about the facilities available on it. You get life insurance up to Rs 5 lakh absolutely free on the debit card. When you open a savings account, you receive the bank’s ATM card or debit card. This card provides life insurance cover in case of death in any accident.
Gas Cylinder
LPG cylinder is present in everyone’s house. From the village to the city, every household uses cooking gas. But people are not aware that free insurance is also available on this cylinder. Personal accident cover is available when you take an LPG connection, and insurance cover is also available when you buy gas cylinders. The damage caused by the LPG cylinder is covered under this insurance.
EPFO
Do you know that EPFO also provides insurance benefits? Under the Employees’ Provident Fund Organization (EPFO), salaried individuals who have their PF deposited receive an insurance cover of up to Rs 7 lakh. If the account holder dies suddenly, their family members receive assistance of up to Rs 7 lakh from EPFO under this insurance.
Jan Dhan account
Under the Pradhan Mantri Jan Dhan Yojana, account holders receive the facility of two types of insurance: accident and general insurance. The account includes accident insurance of Rs 1 lakh and general insurance of Rs 30,000. In this case, customers receive a benefit of Rs 1.30 lakh.
These are just a few examples of the many free insurance facilities available in daily life. It is important to be aware of these benefits so that you can make the most of them and ensure financial security for yourself and your family.
By taking advantage of these free insurance offerings, you can ensure that you are covered in case of any unfortunate event. So, the next time you use your debit card, gas cylinder, or any other necessary item, remember that you may already have insurance coverage accompanying it.
Ensure that you take advantage of these facilities and protect yourself and your loved ones from any financial burden. Start by checking the terms and conditions of the insurance coverage provided with these everyday items and maximize the benefits available to you.
Investing in insurance is essential for a secure future, but if you can get some coverage for free, it is a win-win situation. Be proactive and make the most of these hidden insurance benefits in your daily life.
So, next time you swipe your debit card or cook a meal using your LPG cylinder, remember that you have added benefits of insurance coverage. Stay informed, stay covered, and secure your financial future.
