Question: I work in a Dubai-based mainland firm. For self-sponsored residencies like Golden and Green visa in Dubai, are corporations liable to supply health insurance to these on the payroll? As far as corporations are involved, apart from salaries, what should they provide to workers on self-sponsored visas?
Response: Pursuant to your queries, it’s assumed that you’re holder of a Golden or Green visa residency within the UAE and as you might be employed by a personal mainland firm. Hence, the provisions of Federal Decree Law No. 33 of 2021 on the Regulation of Employment Relations (the ‘Employment Law’), Cabinet Resolution No. 1 of 2022 on the Implementation of Federal Decree Law No. 33 of 2021 Regarding the Regulation of Employment Relations (the ‘Cabinet Resolution No. 1 of 2022’) and people of Law No. 11 of 2013 Concerning Health Insurance within the Emirate of Dubai (the ‘Dubai Health Insurance Law’) are relevant.
In the UAE, an employer might get hold of a piece allow for a person who’s already holding a Golden Visa. This is in accordance with Article 6(1)(j) of the Cabinet Resolution No. 1 of 2022, which states: “Subject to the provisions of Article 6 of the Employment Law, the types of work permits shall be determined as follows:
Golden visa holders permit: This type of permit is issued upon the request of an establishment registered with the Ministry that wishes to employ an employee holding a Golden Visa in the state.”
Further, an employer may additionally grant work allow for the residents who’re holding a Green Visa.
In the UAE, it’s the duty of the employer to grant health insurance facility to its workers. This is in accordance with Article 13 (8) & (9) of the Employment Law, which states: “The Employer shall:
8. Bear healthcare costs in accordance with the legislation in force in the UAE.
9. Bear the costs of insurances, contributions and securities specified by the legislation in force.”
The Dubai Health Insurance Law too stresses on the employer’s obligation to provide health insurance facility to the workers. This is in accordance with Article 10 of the Dubai Health Insurance Law, which states, “The employer shall be obliged to do the following:
1. Provide health insurance coverage for employees, in accordance with the health insurance policy applicable.
2. Bear the costs for such health insurance coverage rather than making the beneficiaries bear such costs.
3. Verify that the health insurance of the employees is valid for the length of their work period.
4. Bear the health services and medical intervention costs in emergencies for any of the employees, if any of them has no health insurance in accordance with the provisions of this law.
5. Give employees their health insurance cards.
6. Provide the health insurance policy upon the employees’ residence issuance or renewal.
7. Any other obligations specified by the authority pursuant to the resolutions issued.”
Based on the aforementioned provisions of legislation, an employer ought to provide you with the health insurance facility.
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