Women drivers are paying over the odds for his or her motor insurance as a result of they’re much less probably to take a driving test.
his means extra women are on a provisional licence, with insurers loading insurance policies for individuals who should not have a full licence.
Insurance dealer Missquote.ie stated women drivers in Ireland had been paying €500 a yr extra for car insurance than they wanted to be spending.
Almost 200,000 extra males than women maintain a full driving licence in Ireland, in accordance to Central Statistics Office figures.
Deirdre McCarthy, supervisor at Missquote.ie, stated the most up-to-date driving test statistics confirmed 26pc extra males than women had been sitting their driving test, and extra males had been passing their test too.
She stated tens of thousands of younger Irish women had been shedding out on the likelihood to knock €500 off their motor insurance as a result of they weren’t as probably to sit and cross their driving test as their male counterparts.
This is regardless of women having a safer observe document on Irish roads than males.
Missquote.ie, which specialises in motor insurance for younger women, stated drivers might save €500 on their car cowl in the event that they handed their test and moved from a provisional licence to a full licence.
Ms McCarthy stated figures from the Road Safety Authority (RSA) for 2020 confirmed that males had a a lot increased cross fee than women. In that yr, 57pc of males handed their driving test in contrast with 52pc of women.
She added that virtually 200,000 extra males than women now held a full driving licence in Ireland, despite the fact that there are extra women than males dwelling in Ireland.
The disparity is even better for youthful drivers.
Almost 60pc extra males than women aged between 17 and 20 had their full licence in 2020, she stated.
“As this age group often pay through the nose for car insurance, it’s likely that tens of thousands of young Irish women are paying at least €500 more for their car insurance than they would if they sat and passed their driving test.”
Ms McCarthy stated there was proof women had a safer observe document on Irish roads than males.
She stated this was clear from the incontrovertible fact that extra males than women had penalty factors on their licences.
“So more needs to be done to encourage young female drivers to come forward for their driving test,” Ms McCarthy stated.
More than twice as many male drivers as feminine drivers died on Irish roads in 2021, with 50 male drivers dying at the wheel that yr in contrast with 20 feminine drivers, in accordance to the most up-to-date figures from the RSA.
Overall, 1,509,482 males held a full driving licence in 2020, in contrast to 1,324,588 women.
Missquote.ie’s prospects are primarily younger feminine drivers and is a component of the City Financial Marketing Group Limited.
The group is one of the largest Irish-owned insurance brokers.
