The IRDAI has advised all general and health insurers to obtain the identification details of healthcare professionals on the healthcare professional registry (HPR), to validate and authenticate medical practitioners when the insurers issue or renew under professional Indemnity cover.
The HPR, set up by the National Health Authority (NHA), is a comprehensive repository of registered and verified healthcare practitioners.
The data collected by insurers will facilitate digitisation and the process of buying and selling medical indemnity policies.
In a circular dated 22 November 2022, the IRDAI said, “Under HPR, an HPR ID will be created via Aadhaar ( the national personal identification system) or other KYC, along with the medical qualifications of the medical professional which are verified by their respective State Medical Councils. This HPR ID serves as a unique ID for medical practitioners to enable connection with all stakeholders of the healthcare ecosystem.
“Therefore, in order to make the best use of the registry, all general and health insurers are advised that they can also consider leveraging the Health Professional Registry for building up the network of doctors or physicians or other healthcare professionals for providing OPD or other healthcare services.”
