How’s the climate the place you’re? It’s been gloomy all morning right here in KL and it even rained simply now – sure, in the morning. Such is the unpredictability of the climate today to the widespread man. But our meteorological division has the experience and instruments to foretell the climate, and it has a warning for Malaysians.
MetMalaysia is predicting that the nation will face steady heavy rains from the mid of November, and this would possibly result in huge floods on the finish of the month. The influence is extra important this time round as northeast monsoon is lively that point of the yr, and the La Nina phenomenon will probably be current until early subsequent yr. This will add to rainfall.
According to MetMalaysia’s director-common Muhammad Helmi Abdullah, in October, the climate threat solely entails thunderstorms that probably may cause robust winds, heavy rain and small scale flash floods in brief durations. He advised BH that the majority locations are anticipated to obtain regular rainfall in October.
Typically, Malaysia will face the altering of monsoons from finish September to early November.
“During this period, weather is usually good in the morning, whereas in the evening till early night, thunderstorms are more frequent especially at west coast states and the interiors of Peninsular Malaysia, Sarawak (west and central) and west Sabah. The risk of flash floods is high in this period, especially in low-lying areas in the west coast of Peninsular Malaysia,” Muhd Helmi mentioned.
Whether it’s flash floods from our “usual” thunderstorms or a major occasion as predicted for end-November, we have to put together for them by having Special Perils insurance coverage for our automobiles. This add-on covers pure disasters and acts of God, together with floods. Tick the elective field whenever you buy your annual car insurance and also you’ll be reimbursed by the insurance supplier ought to your car endure harm from pure disasters.
It’s not tremendous pricey. Late final yr, we tabulated the assorted prices of including on Special Perils coverage from most auto insurance corporations in Malaysia, together with AIA, AIG, Allianz, AXA, Etiqa, Kurnia, MPI Generali, MSIG, RHB, Takaful and Tokio Marine. The charges differ between 0.15% to 0.50%.
For instance, should you’re insuring a car for RM50,000, you’re paying as little as RM75 with MPI Generali, whereas different insurance suppliers like Allianz, AXA, MSIG and Tokio Marine supply the coverage for RM100. With increased charges like these offered by AIA, AIG, Etiqa, Kurnia, RHB and Takaful, the payable quantity is between RM125 to RM250. Click on the desk above for a greater view.
Unless you drive an previous, non-collectible car that’s “disposable”, absolutely the additional price for peace of thoughts is price it, proper?
