My automotive was not too long ago hit by a Malaysian automotive in Singapore, and the accident was recorded by my in-vehicle digital camera. Both events made a police report in Singapore.
While wanting for an authorised workshop for the restore, many of the native workshops advised me that they don’t make third-party claims in opposition to foreign motorists. They additionally can not make cross-border claims, so I must contact the Malaysian automotive insurer immediately.
Engaging a lawyer to sue the opposite occasion is an choice however this will not be viable, because it entails totally different jurisdictions and is unquestionably extra expensive than the restore work.
Hence, regardless of having video proof that the accident had been brought on by the opposite occasion, I needed to make an personal injury declare. This immediately impacts my insurance premiums and my no-claim low cost.
In instances like these, the place the accident was no fault of ours, drivers shouldn’t be penalised.
I’d respect it if the General Insurance Association of Singapore may look into this.
Ng Chee Wee
