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Sunlight Financial (NYSE:SUNL – Get Free Report) and Zurich Insurance Group (OTCMKTS:ZURVY – Get Free Report) are both business services companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, analyst recommendations, earnings, institutional ownership, dividends, valuation and risk.
Earnings & Valuation
This table compares Sunlight Financial and Zurich Insurance Group’s revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Sunlight Financial | $98.51 million | 0.00 | -$315.85 million | ($93.20) | N/A |
| Zurich Insurance Group | $41.75 billion | 1.73 | $4.60 billion | N/A | N/A |
Zurich Insurance Group has higher revenue and earnings than Sunlight Financial.
Institutional and Insider Ownership
26.6% of Sunlight Financial shares are owned by institutional investors. Comparatively, 0.1% of Zurich Insurance Group shares are owned by institutional investors. 19.5% of Sunlight Financial shares are owned by insiders. Comparatively, 0.0% of Zurich Insurance Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.
Profitability
This table compares Sunlight Financial and Zurich Insurance Group’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Sunlight Financial | -357.97% | -13.88% | -10.34% |
| Zurich Insurance Group | N/A | N/A | N/A |
Volatility and Risk
Sunlight Financial has a beta of 3.1, suggesting that its share price is 210% more volatile than the S&P 500. Comparatively, Zurich Insurance Group has a beta of 0.62, suggesting that its share price is 38% less volatile than the S&P 500.
Analyst Ratings
This is a summary of recent ratings and price targets for Sunlight Financial and Zurich Insurance Group, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Sunlight Financial | 0 | 2 | 0 | 0 | 2.00 |
| Zurich Insurance Group | 1 | 5 | 1 | 0 | 2.00 |
Sunlight Financial presently has a consensus target price of $17.00, suggesting a potential upside of ∞. Given Sunlight Financial’s higher possible upside, equities research analysts plainly believe Sunlight Financial is more favorable than Zurich Insurance Group.
Summary
Zurich Insurance Group beats Sunlight Financial on 6 of the 10 factors compared between the two stocks.
About Sunlight Financial
(Get Free Report)
Sunlight Financial Holdings Inc. operates a business-to-business-to-consumer technology-enabled point-of-sale financing platform in the United States. Its platform is used to provide secured and unsecured loans for homeowners originated by third-party lenders to purchase and install residential solar energy systems, and other home improvements. The company serves residential solar contractors. Sunlight Financial Holdings Inc. was founded in 2014 and is based in Charlotte, North Carolina. On October 30, 2023, Sunlight Financial Holdings Inc., along its affiliates, filed a voluntary petition for reorganization under Chapter 11in the U.S. Bankruptcy Court for the District of Delaware.
About Zurich Insurance Group
(Get Free Report)
Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car, home, travel, general liability, life and critical illness, health, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, commercial management liability, professional indemnity, credit risk, marine, cyber risk, corporate accident and business travel, and financial institution insurance products. In addition, it offers employee benefit insurance products; reinsurance services; risk management and climate change resilience services; and non-claims and ancillary services to the farmers’ exchanges. The company serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. It sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.
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