AXA Hong Kong and HSBC jointly launch HelperDefend Insurance

• Exceptional scientific bills protection as much as HKD300 per go to per day for overseas home helpers¹
• Extensive safety for employers, together with overseas home helper alternative bills protection¹
• Fraud and dishonesty safety that covers overseas home helpers, native (part-time) home helpers and postnatal care helpers
• 24-hour dwelling help service hotline

Kenneth Lai, Chief General Insurance Officer, AXA Hong Kong and Macau, stated, “Domestic helpers have been playing an increasingly important role in many families in Hong Kong. With the strong and still growing demand for domestic helpers, we are delighted to partner with HSBC to offer the comprehensive helper protection ‘HelperShield Insurance’, providing extensive coverage for both employers and domestic helpers, while giving them reassurance in dealing with unexpected issues. With ‘HelperShield Insurance’, it means employers can take good care of their helpers, while the helpers take care of their household chores.”
Daisy Tsang, Chief Distribution and Customer Officer, Hong Kong, HSBC Life, stated, “Our domestic helper insurance has always been well received by the market given it is readily available online with a simple and straightforward customer journey. We are delighted to partner with AXA again to launch an elevated version of our domestic helper insurance with added features and more extensive coverage. We believe the extended cover for local domestic helpers and postnatal care helpers echoes with our commitment in facilitating inclusion via various products, providing more customers with the right protection they need.”
HelperDefend Insurance offers complete safety and value-added providers to cowl each employers and home helpers, together with:
All-round medical safety for overseas home helpers with scientific bills protection as much as HKD300 per every day go to
In Hong Kong, it’s a statutory requirement for employers to offer their overseas home helpers with free medical therapy within the occasion that the overseas home helper is unwell or suffers private harm through the interval of employment, no matter whether or not it arises out of employment. To ease the employer’s monetary burden on the instances the overseas home helper suffers from sickness or harm, HelperDefend Insurance offers an distinctive assist package deal for overseas home helpers with in depth medical expense protection, providing scientific bills protection¹ as much as HKD300 per every day go to.
In addition, HelperDefend Insurance particularly offers non-compulsory essential sickness advantages for overseas home helpers, protecting associated medical therapy bills for surgical procedure or therapy of the coated main essential sicknesses, as much as HKD50,000 per coverage yr. In the occasion of demise of the overseas home helper, an annual depart allowance¹ as much as HKD500 per day taken, in addition to trauma counselling advantages are provided to assist the employer by means of the journey.
Extensive employer safety protecting overseas home helper alternative bills
AXA and HSBC totally perceive that the price of using a brand new overseas home helper has been surging amid the pandemic. In view of this, HelperDefend Insurance covers alternative bills as much as HKD5,000 per coverage yr¹ if the alternative is required as a result of occasions such because the sudden departure of a overseas home helper with out prior discover, early termination of an employment contract that occurs greater than 2 instances in a yr.
Fraud and dishonesty safety
HelperDefend Insurance options fraud and dishonesty safety² for employers of overseas home helpers, native (part-time) home helpers and postnatal care helpers in Hong Kong to cater for evolving calls for within the home helper business, as much as HKD12,000¹ fraud and dishonesty safety per yr.
HelperDefend Insurance permits the employer to fulfill the statutory requirement by offering as much as HKD100,000,000 per occasion for his/her legal responsibility as an employer of a helper.
24/7 dwelling help hotline assist in response to emergencies
An emergency is unpredictable and can occur at any time. With HelperDefend Insurance, policyholders with all kinds of helpers can benefit from the full assist of an infinite free 24-hour dwelling help hotline service supplied by AXA Assistance. This contains a wide range of referral providers, similar to native (part-time) home helper and postnatal care helper referral and overseas home helper advisory service, free referral for authorized and arbitration service for disputes with helpers or employment businesses, providing free referral service in response to surprising occasions in every day life.
Promotion:
From now till 31 October 2022, prospects who buy “HelperShield Insurance” will probably be entitled to the next reductions:

• 2-year Foreign Domestic Helper Plan – 25% perpetual premium low cost and further HKD150 Wellcome vouchers upon every profitable software through the promotion interval
• 1-year Foreign Domestic Helper Plan / Local (part-time) Domestic Helper Plan – 20% perpetual premium low cost
• Postnatal Care Helper Plan – 20% premium low cost

To study extra about “HelperShield Insurance”, please go to: https://www.hsbc.com.hk/insurance/products/home/helper/
The above info is for reference solely. Terms and Conditions apply. For particulars on the product options, content material, phrases and exclusions, please consult with the coverage provision.

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AXA Hong Kong and Macau

AXA Hong Kong and Macau is a member of the AXA Group, a number one world insurer with presence in 50 markets and serving 95 million prospects worldwide. Our function is to behave for human progress by defending what issues. As probably the most diversified insurers providing built-in options throughout Life, Health and General Insurance, our aim is to be the insurance and holistic wellness accomplice to the people, companies and group we serve. We embrace our duty to be a pressure for good to create shared worth for our group.
The Hongkong and Shanghai Banking Corporation Limited
The Hongkong and Shanghai Banking Corporation Limited is the founding member of the HSBC Group. HSBC serves prospects worldwide from workplaces in 63 international locations and territories in its geographical areas: Europe, Asia, North America, Latin America, and Middle East and North Africa. With belongings of US$2,985bn at 30 June 2022, HSBC is among the largest banking and monetary providers organisations on this planet.
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