What To Do If Your Car Gets Stuck in Flood


Monsoon brings a lot of excitement to everyone. But especially in cities like Mumbai, Delhi and Kolkata, it brings a special joy to the drivers. Many city drivers wait for the monsoons to take long journeys to the suburbs and beyond. Something as simple as driving a car can be a fun experience. But there is also an important part of the experience that needs to be addressed. This is the car itself. Monsoons can enhance your experience, but the season can be tough on your car. Therefore, your car needs special maintenance during this period.

In addition, monsoons also cause slippery roads, potholes, and potholes, which pose a higher level of risk. For your car to withstand all this, you need to focus deeply on your car’s capabilities. This should prevent any problems that your car may face during the monsoons.

Monsoon has just arrived, so it’s trouble. Flooded roads are a common sight, with heavy rains day and night causing severe flooding in large cities and small towns. Continuous rain is a common phenomenon and unexpected events can leave your car in water for hours. But God forbid it happens, what you can do is this.

Do not start the engine

First of all, if you’re stuck in a flood with no way out, don’t start your car. If the vehicle stalls in water, restarting the engine can be fatal to the engine. Running the engine in water can cause “water lock”. A condition where water damages the engine piston. And it’s the worst thing that can happen to your car.

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Escape from your car

When you’re trapped inside a flooded car, the first thing you should do is escape. Strong monsoon winds have a reputation for turning ugly quickly, so it’s wise to get out of your car. That way, you don’t panic and can make decisions that actually help.

Contact the insurance company

In India, if you have a car, you need to buy car insurance online. In order to avoid losses due to floods, be sure to contact your insurance company and inform them of the accident. And your insurance company will receive your request. Since, in an event like floods, a lot of people might seek assistance from their insurance provider, there is a high chance that your insurance provider may be overwhelmed with calls. Hence, it is wise to contact them as soon as possible and start the process a little early.

Tow your car

You called the insurance company so now it’s time to have the vehicle towed. Contact your emergency service partner, vehicle manufacturer. Then dry the car and move it to a safe place so that the damage can be assessed. If possible, have it towed to the nearest cashless garage. There, your vehicle will be assessed, repaired, and the cost will be covered by the car insurance company.

Schedule your repair/billing process

Once your vehicle is towed to a safer location and dried, the insurance company will assess the damage and schedule repairs through the insurance claim you made. If you have made a cashless claim through your car insurance app, you will likely be taken to your nearest cashless garage. There, the technicians will advise you on what your vehicle requires and what more you can do.

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Whatever the situation, a calm state of mind will help you get through it. Having said that, it is also important to act swiftly in a situation like this. Hence, the first thing to do in such a situation is to ensure your safety and notify your insurance provider. An insurance company has a whole host of benefits that they can make available to you. Moreover, it is much easier to keep track of the situation using your car insurance app.


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