JioMoney Wallet entered the digital wallet space with silent launch of apps on smartphone application stores. The application makes it easy to handle all your utility bills in one place, it allows direct payment to major electricity and gas suppliers. You can send and receive payments from and to your friends and family. Insurance payments on most major banks are supported. There is a payment mechanism for major DTH operators as well including Big TV, DishTV, Airtel DTH, Tata Sky, Videocon DTH and Sun Direct.
The app can be used to recharge or pay for mobile subscription services. Airtel, Vodafone, Idea, BSNL, Unior, Tata Docomo, MTNL and other operators are all supported. The application supports payments form an to the Reliance ecosystem of products and services. The application supports payment to all sizes of physical stores. Payment to some online stores are also supported, including Groupon, Bookmyshow and Clarks.
The user interface is very basic and old fashioned, but that should just make it familiar to people who have been using functional systems since ancient times. Making the payments secure is one of the priorities of the application. The menus are laid out in an easy to understand, logical manner, so navigation and payments are a breeze. The Application has an integrated bar-code scanner for merchants.